Defence

Salary Sacrificing for Defence Force employees

Serving in the Australian Defence Force (ADF) and looking to take advantage of Salary Packaging? Paywise offer a range of Salary Packaging options to Defence Force employees, including Novated Leases to save on your next car. Get a quote now to see how much you could save through Salary Sacrifice!

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    How does an ADF Novated Lease work for Defence Force employees?

    Whether you’re in the Army, Navy, or Air Force, Paywise can provide you with a Novated Lease as an Australian Defence Force employee through Salary Sacrifice.

    Paywise’s ADF Novated Lease is an arrangement whereby your employer agrees to finance your vehicle and its running costs with your pre-tax income. Paywise facilitate a three-way novated lease agreement between you (a Defence Force employee), your employer (ADF), and the finance company. This allows you to save thousands by reducing your salary before tax. The process is commonly known as Salary Sacrificing or Salary Packaging.

    Talk to somebody who knows your industry

    Working around your busy schedule to find affordable car finance isn’t easy, but the team at Paywise are here to help.

    As the go-to provider for Salary Packaging to Australian Defence Force employees, we specialise in helping people like you get into your dream car while saving thousands.

    Speak with our Defence Force Salary Sacrifice experts today!
    At Paywise, you speak directly with our expert Salary Packaging team, every time. Busy most of the day? Our team are happy to take calls outside of work hours, so we can deliver on our brand promises and help you as much as possible.

    Get in touch with our local team by calling 1300 132 532 or emailing info@paywise.com.au. We’ll answer any questions you have about Novated Leases and Salary Sacrifice.

    Helping Australians since 1989!

    For over 35 years, Paywise have been helping Australian employees maximise their income through Salary Packaging and Novated Leasing. As a proudly Australian-owned company with a national footprint, we are dedicated to providing exceptional service to our customers nationwide. Whether you’re looking to treat yourself or stretch your pay to cover everyday expenses, we ensure you get the most out of your salary.

    Personalised Service, From Start To Finish

    At Paywise, you’ll talk to a real person. From day one, you’ll have a dedicated specialist to guide you through the entire process.

    Enjoy 24/7 Access To Your Benefits

    Manage all benefits at your fingertips with the Paywise App and access your digital card, view transaction balances and submit claims, all at a glance. You can even live chat with your Paywise account manager!

    Trade-Ins Made Easy

    Got a car that’s struggling to sell? We can negotiate with our network of wholesalers and dealers to get it sold at a price you’re happy with.

    How Australian Defence Force employees can save with a novated lease

    The following tables highlight the significant savings that can be achieved with a Novated Lease via Salary Sacrifice for Australian Defence Force employees. We have compared a Paywise Novated Lease against a third-party car loan, borrowing against your home loan, or paying cash.

    At Paywise, we can get discounted purchase prices on vehicles. With all running costs and finance included in a Novated Lease, it is a clear stand-out as the most cost-effective way for ADF employees to get their car.

    Electric vehicle novated lease comparison.

    Petrol vehicle novated lease comparison.