So what exactly is a Novated Lease?
Imagine driving your dream car while saving thousands on taxes—that’s the beauty of a novated lease! A novated lease is a smart and flexible arrangement between you, your employer, and a finance company like Paywise that lets you pay for a new, used, or even your existing vehicle using pre-tax income.
Beyond just the car itself, a novated lease allows you to package all your running costs like registration, insurance, servicing, fuel and/or power, and even new tyres, in an easy-to-manage monthly repayment from your pre-tax salary.
Did you know? MSWA employees have a dedicated Account Manager!
Contact Nina Gao today to start your salary packaging journey.
Book a meetingNow let’s see it in action!
1.
Your employer will make deductions from your salary to cover your lease payments and vehicle running costs. Some or all of this will be pre-tax salary.
2.
The funds deducted are sent to Paywise to cover the cost of your lease payments and running costs.
3.
This reduces your taxable income, meaning you’ll pay less tax.
4.
Less tax, means more take home pay!
Now, how can we help you save?
We understand salary packaging can seem complex at first, but we’re here to make things simple and help get you on the road to saving sooner.
Below, you’ll find all the benefits available to you, tailored specifically for your industry and employer. To learn more about the benefits available to MSWA employees, contact your dedicated account manager today.
You could be saving sooner than you think!
Charity
Your Industry
Cars
Novated lease your next car and save!
Paywise provides a cost-effective and convenient way to manage the purchase and running costs of your vehicle. We negotiate competitive pricing, and you’ll also save on GST for the purchase price, not to mention on fuel, servicing, and tyres too! With our affordable novated leasing options for eligible employees across Australia, you’ll be driving away in a new car and saving sooner than you think!
What’s included in my Novated Lease?
With Paywise, our all-inclusive novated lease packages cover everything you need to keep your vehicle on the road. This includes fuel/charging, servicing, registration, fully comprehensive insurance, tyres, and any other vehicle running costs – plus the financing of the vehicle purchase! Our dedicated team takes care of the entire process for you.
Finance
Fuel / Charging
Tyres
Servicing
Registration
Comprehensive Insurance
How much could I save?
By using your pre-tax income to cover the running costs and financing of your vehicle, you could save thousands. To give you an idea of potential savings, see the pricing examples below for both electric and petrol vehicles.
Electric vehicle novated lease comparison
Have a dream car in mind?
We’ll help you get behind the wheel of your dream vehicle for less. Explore our current offers to see how much you could be paying per week for your new, used, or even existing vehicle.
Still have questions?
Visit our Novated Leasing FAQ page!
A little about Paywise
Since 1989, Paywise has helped Australians maximise their take-home pay with simple, stress-free salary packaging and novated leasing solutions. With over 30 years of experience, we’re committed to delivering exceptional service, so you can enjoy the benefits without the hassle.
We’re passionate about putting our members first, and with industry-leading response times, our team is here to provide fast, effective support every step of the way.
A little about Paywise
Since 1989, Paywise has helped Australians maximise their take-home pay with simple, stress-free salary packaging and novated leasing solutions. With over 30 years of experience, we’re committed to delivering exceptional service, so you can enjoy the benefits without the hassle.
We’re passionate about putting our members first, and with industry-leading response times, our team is here to provide fast, effective support every step of the way.
Ready to take your money further?
Contact your Paywise Account Manager to discuss your options today.
Or, to receive a quote for a novated lease on your next vehicle, simply fill out the “Request a Quote” form below.
Members can also download the Paywise app to manage your account on the go.
Enjoy 24/7 access to your transactional data, submit claims effortlessly, and monitor your transactions at a glance—all in one convenient place.
To get started, simply download the free app from the App Store for Apple devices or Google Play for Android. Then, log in using your Paywise member portal username (email address) and password.
Request a Quote for a
Novated Lease with Paywise