Novated Lease options for NSW locals.

At Paywise, we offer employees across Sydney from Chatswood to Paramatta, and anywhere between, a cost-effective and convenient way to purchase their next car whilst saving thousands in the process.

What is a Novated Lease?

A Novated Lease is a type of arrangement where your employer makes payments from your pre-tax salary to cover the running costs and finance for your vehicle. With a Novated Lease from Paywise, you could also receive significant tax savings on your vehicle.

Get a Quote

How does Novated Leasing work for NSW employees?

Similar to other states, a Novated Lease in NSW is a three-way lease agreement between an employee, an employer, and a Novated Leasing Provider such as Paywise. As an ATO-approved agreement, this allows employees like you to use your pre-tax income to finance your new or used car, as well as all the running costs that go with a owning a vehicle.

Depending on your needs, you can determine the length of your Novated Lease term and the monthly payment towards reducing your Novated Lease balance. Automatic deductions are then made from your pre-tax salary meaning you won’t have to worry about budgeting or remembering to make car payments! At the end of your novated lease term, there will be a set residual to pay.

Don’t bother with the hassle of a regular car loan and take advantage of the many benefits of a Novated Lease.

Learn More

Get in touch

Helping Australians since 1989!

For over 35 years, Paywise have been helping NSW employees get the most out of their income with Salary Packaging and Novated Leasing. Proudly Australian-owned with a national presence, we pride ourselves on delivering exceptional service to our customers across the country. Whether treating yourself or simply making your pay go further to cover everyday living costs, we help you get the most out of your salary.

Personalised Service, From Start To Finish

At Paywise, you’ll talk to a real person. From day one, you’ll have a dedicated specialist to guide you through the entire process.

Enjoy 24/7 Access To Your Benefits

Manage all benefits at your fingertips with the Paywise App and access your digital card, view transaction balances and submit claims, all at a glance. You can even live chat with your Paywise account manager!

Trade-Ins Made Easy

Got a car that’s struggling to sell? We can negotiate with our network of wholesalers and dealers to get it sold at a price you’re happy with.

Why choose Paywise as your NSW Novated Lease provider.

For over 35 years, Paywise have helped employees across NSW access more of their take home pay and earn significant savings through a Novated Lease. Beyond our decades of experience, it’s our personalised service tailored to every client that earns us our positive reviews and testimonials.

When you call us, you’ll speak directly with a Paywise expert, every time. Our Novated Lease sales team work tirelessly to get ensure our clients get the help they need and to deliver on our brand promises, even beyond work hours.