VIC Novated Leasing

Flexible Novated Leasing for Victoria locals.

Discover a cost-effective, convenient way to purchase your next car in Victoria. At Paywise, we offer employees across VIC – from Geelong to St Kilda, and everywhere between – personalised Novated Lease options, where they can save thousands.

What is a Novated Lease?

A Novated Lease is a financial agreement that allows you to finance your car using pre-tax income, with payments made by your employer to cover the vehicle’s running costs and finance. It can help you save on both your vehicle purchase and operating costs by reducing your taxable income. This makes it a tax-effective way to manage your vehicle expenses. Novated leasing at Paywise not only offers these potential savings, but also caters specifically to the needs of Victorians for a hassle-free car leasing experience.

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How does Novated Leasing work for VIC employees?

Novated Leasing provides a straightforward way for VIC employees to manage car expenses using their pre-tax income. The ATO-approved arrangement lets you finance a new or used car and covers all associated running costs, using funds deducted automatically from your salary before tax. You can customise the lease term and monthly payments to suit your needs, simplifying your finances and eliminating the hassle of budgeting for car payments. At the end of the lease term, a predetermined residual amount is due. Enjoy the advantages of Novated Leasing without the complexities of a traditional car loan!

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    Helping Australians since 1989!

    Paywise have been helping Victorian employees maximise their income through Salary Packaging and Novated Leasing for over 35 years. As a proudly Australian-owned company with a nationwide reach, we are committed to providing exceptional service to customers across the country. Whether you’re indulging in life’s little luxuries or stretching your pay to cover everyday expenses, we’re here to help you make the most of your salary.

    Personalised Service, From Start To Finish

    At Paywise, you’ll talk to a real person. From day one, you’ll have a dedicated specialist to guide you through the entire process.

    Enjoy 24/7 Access To Your Benefits

    Manage all benefits at your fingertips with the Paywise App and access your digital card, view transaction balances and submit claims, all at a glance. You can even live chat with your Paywise account manager!

    Trade-Ins Made Easy

    Got a car that’s struggling to sell? We can negotiate with our network of wholesalers and dealers to get it sold at a price you’re happy with.

    Why choose Paywise as your VIC Novated Lease provider.

    For over 35 years, Paywise have been helping employees in Melbourne, as well as wider Victoria, to maximise their take-home pay and achieve substantial savings with Novated Leasing.

    Our extensive experience is matched only by our dedication to personalised service, which is tailored to meet the unique needs of each client. This has earnt us outstanding reviews and testimonials over the years

    When you contact us, you won’t deal with a call centre either. You’ll speak directly with a Paywise expert, each and every time. Our Novated Lease sales team is committed to ensuring clients receive the assistance they need. We go the extra mile to fulfil our brand promises at Paywise, even beyond regular business hours.

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    Speak with our novated leasing experts in Melbourne today.

    To learn more about our novated lease options in VIC and find out how much you could save, get in touch with our Melbourne team. Our local experts are here to answer any questions you have. Speak with us by calling 1300 132 532 today. Alternatively, you can email info@paywise.com.au and a member of our team will get back to you promptly.

    Contact Us
    Apply Online

    Melbourne Office

    Address
    Level 37, 360 Elizabeth Street
    Melbourne, VIC 3000

    Phone
    1300 132 532