So what exactly is Salary Packaging?
Salary Packaging is a simple way of using your staff’s pre-tax salary to pay for certain expenses before their income is taxed, essentially allowing them to enjoy the benefits of paying less tax and accessing more of their income, so they can make their money go further for the things they love.
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You the Employer
As the employer, you will make regular, automated payroll deductions from your staff’s pre-tax salary to cover the cost of their chosen salary packaging benefits.
Your Employees
Your employees will agree to have pre-tax salary deductions made in exchange for enjoying their selected benefits which could include a new car via a novated lease, or a range of approved items tailored to their personal or professional needs.
Paywise
We’ll take care of the rest! Paywise will procure your staff’s selected items, set up the necessary agreements, and handle all the administrative, contractual, and compliance details, so your team can begin enjoying their new benefits right away.
Your Industry
Browse benefits by industry to see what’s available for your employees, or speak with one of our dedicated Account Managers to explore your options in detail over the phone.
Private
Government
Health
Education
Charities
Available Benefits
Depending on your organisation’s industry, Paywise-registered employers can offer some or all of these incredible pre-tax benefits.
Cars
Living
Expenses
Meal
Entertainment
Mortgage
Repayments
Portable Electronic
Devices
Rent
Superannuation
Other Deductible
Benefits
Cars
Living
Expenses
Meal
Entertainment
Mortgage
Repayments
Portable Electronic
Devices
Rent
Superannuation
Other Deductible
Benefits
Why offer novated leasing to your staff?
A novated lease is a form of salary packaging benefit available to almost all employers, and is a simple, cost-effective way to enhance your staff benefits package and attract, retain and reward top tier talent. A novated lease allows employees to pay for their car and running costs using pre-tax income, potentially saving them thousands, and making it an attractive option for a wide range of employees.
For employers, it’s an easy benefit to setup and is entirely cost-neutral to your organisation, making it a no-brainer for employers of all sizes.
How does it all work? Our FAQs for employers have you covered!
Salary packaging allows employees to use their pre-tax income to pay for everyday expenses like rent, mortgage payments, and work-related items, reducing their taxable income and increasing take-home pay. Paywise manages the process seamlessly, ensuring compliance and ease for both employers and employees. *Note – most salary packaging benefits are available only to particular industries. Speak to our team.
Novated leasing enables employees to pay for a car and its running costs using pre-tax income. Employers simply facilitate the payment through an automated payroll deduction, while Paywise handles the paperwork, employee setup, and ongoing management. It’s a simple, cost-neutral benefit that can save your team thousands on their new, used or even existing vehicle.
Your primary responsibility is to process agreed pre-tax deductions through payroll for participating employees. Paywise provides clear guidance and all necessary documentation.
No, the financial liability for leases rests entirely with the employee. If an employee leaves your organisation, their lease travels with them, and your obligations cease.
No, salary packaging and novated leasing are cost-neutral for employers. Paywise works with you to ensure no hidden fees or costs, making it a hassle-free addition to your benefits program.
Not at all. Paywise does not require exclusivity or lock-in contracts. You retain full control, and we are confident that our customer-focused approach and high-quality service will keep you and your employees satisfied.
The novated lease remains with the employee. They continue managing their payments independently or transfer the arrangement to a new employer. Your obligations end when their employment with you ceases.
Paywise specialises in making salary packaging and novated leasing simple, efficient, and rewarding for employers and employees alike. With tailored support, a dedicated relationship manager, and proven expertise, we ensure the process is seamless for organisations of all sizes.
A little about Paywise
Since 1989, Paywise has helped Australians maximise their take-home pay with simple, stress-free salary packaging solutions. With over 30 years of experience, we’re committed to delivering exceptional service, so you can enjoy the benefits without the hassle.
We’re passionate about putting our members first, and with industry-leading response times, our team is here to provide fast, effective support every step of the way.
Ready to get started?
New employers can register with Paywise using the webform below.
Or, if you’d prefer to speak with a Paywise Account Manager to discuss your salary packaging or novated leasing options in more detail, please contact Blake or Simon below.
Speak to our team
Register your organisation with Paywise
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