Website Legal Information.
There are number of legal matters you should be aware of, and agree to, before you go any further on this site www.paywise.com.au. These matters include:
1. Paywise’s website Privacy Statement
2. The Terms and Conditions of Use to which you agree when you visit this site; and
3. The basis on which Paywise, and any of its related entities, are excluded from any liability relating to the use of this site. Disclaimer.
2. Terms And Conditions Of Use
Acknowledgment And Acceptance Of Conditions
2.1 https://www.paywise.com.au (the Website) is owned and operated by Paywise Pty Ltd ABN 97 007 388 696 under the registered domain name of www.paywise.com.au
2.2 Reading of this material implies that you agree with and understand the Legal Information contained on this site and are bound by the terms and conditions of access to this site and all disclaimers found on this Website (general conditions). You are deemed to accept these general conditions of use each and every time you access this Website in any way.
2.3 Paywise reserves the right to amend the general conditions at anytime. Accordingly, you should periodically refer to the conditions contained in this document and elsewhere on the Website. Use Of The Website
Use Of The Website
2.4 You may view the Website and save an electronic copy, or print out a copy, of parts of this Website solely for your own personal use, information, research or study. The express written authority of Paywise must be obtained before the Website or any of the information or software contained on it is used for any commercial purpose.
2.5 You must not use the Website or any of the information or software contained on it in any way or for any purpose which:
- is unlawful; or
- interferes with any legal rights of Paywise Pty Ltd; or
- is prohibited by the general conditions.
Copyright
2.6 The materials displayed on this Website, including all information, text, materials, graphics, software, tools, advertisements, names, logos and trade marks on the Website (information and software) are protected by copyright, trade mark and other intellectual property laws unless otherwise expressly indicated on this Website.
2.7 You may download, display, print and reproduce the information on this Website, in unaltered form only, for your personal, non-commercial use or use within your organisation. Apart from any use as permitted under the Copyright Act 1968, all other rights are reserved.
Not Professional Advice
2.8 The information on this Website is provided by way of background only. It is made available to you on the understanding that Paywise Pty Ltd is not rendering any legal advice, financial advice or any other advice.
2.9 You should obtain professional financial advice tailored to your specific circumstances and needs prior to making any financial decisions. Currency Of Information
Currency Of Information
2.10 Paywise has taken reasonable care creating this Website and will endeavor to ensure that it contains accurate and current information.
2.11 However, it is recommended that visitors to the Website exercise their own skill and care with respect to the use of information found on it. Before relying on the material found on this Website, users are asked to consider its accuracy, currency, completeness and relevance to their purposes.
Access To The Website
2.12 Paywise accepts no liability for any interference with, or damage to, a visitor’s computer system, software or data occurring in connection with or relating to this Website or its use.
2.13 Paywise does not warrant that your access to this Website will be uninterrupted or error free.
2.14 Links provided to other Internet sites are provided for the user’s convenience and do not constitute Paywise’s endorsement of the information at those sites, or any associated person, organisation, product or service and is not to be construed in way any way as an endorsement by Paywise.
Governing Law
2.15 These general conditions and any disputes arising out of the use of this Website are governed by, construed and enforced in accordance with the laws of Western Australia.
Termination
2.16 Paywise retains the right to terminate your access to this Website at any time for any reason and without any warning.
Disclaimer
This website has been prepared without consideration of your particular objectives, financial situation and needs. In all cases, you should conduct your own investigations and exploration of the information contained on this site. Given the intricacy of taxation legislation, individual circumstances may produce a particular result. If you are an employee of an organisation and are considering salary packaging a vehicle, you should seek your own professional advice in relation to the income tax, fringe benefits tax, goods and services tax, stamp duty and legal and accounting implications of the chosen form of finance. This disclaimer does not limit or alter your statutory rights, which cannot be excluded. The materials may contain inaccuracies and typographical errors.
General Advice
Any advice or calculations given on this website is general advice only and is not specifically based on your own financial objectives, situation or needs. Before you act on the advice you should consider whether this advice is suitable for you. You should read the relevant Product Disclosure Statements before purchasing any products or services. You should always discuss with your accountant or a registered tax agent before entering into a finance contract. While we make every attempt to give you the best product information, Paywise Pty Ltd, its agents and employees accept no responsibility for any loss that may arise.
Novated Leasing Calculator — Terms & Conditions
The Novated Leasing Calculator is provided for general information only. Results are illustrative and not a quote, financial, tax or legal advice.
General Information
The Novated Leasing Calculator (the “Calculator”) is provided by Paywise as a free tool to assist users in estimating potential costs and savings under a novated lease arrangement.
Disclaimer — Estimates Only
- 1. Results are illustrative and for general information purposes only.
- 2. Amounts displayed are estimates and do not constitute a quote, financial, tax or legal advice.
- 3. Actual amounts depend on employer policies, your lease agreement, personal circumstances, and applicable laws and rates.
No Reliance
Do not rely solely on the Calculator when making financial decisions. Seek independent financial, tax and legal advice before entering into a novated lease or salary packaging arrangement.
Accuracy of Information
We aim to provide accurate and current information but do not guarantee completeness or suitability. Vehicle pricing, finance rates, FBT, and employer policies may change outcomes.
Limitation of Liability
To the maximum extent permitted by law, we accept no liability for any loss arising from reliance on the Calculator. Use at your own risk.
No Offer or Contract
Outputs do not form an offer, contract, or agreement for finance or leasing. Formal arrangements are subject to application, approval, and separate legal documentation.
Governing Law
These Terms are governed by the laws of the Commonwealth of Australia. By using the Calculator you submit to the jurisdiction of the courts of Australia.
Disclaimer: Sample computations only — actual prices, fees and tax outcomes may differ. Seek independent financial and tax advice.