Salary package your car and save!

We offer a cost-effective and convenient way to finance the purchase and running costs of your next car. We negotiate competitive pricing PLUS you’ll pay no GST on the purchase price (not to mention on fuel, servicing, and tyres too!).

We arrange it all!

Our fully-inclusive Novated Lease package includes fuel, servicing, registration, fully comprehensive insurance, tyres, any other vehicle running costs, PLUS the financing of the vehicle purchase!

Convenience as you drive.

We make life easier with the Paywise MotorPass Card to purchase fuel, tyres, servicing and more with your pre-tax salary. Or if you pay out of your own pocket, a reimbursement claim is easy with our mobile app!










Car Insurance

Comprehensive insurance

How does a novated lease compare to other types of finance?

People often ask how this compares with a standalone car loan, using available redraw on your home loan or paying cash. We’ve done some sums below that demonstrate the impact it can have on your finances.

Remember! A novated lease also includes all your car’s running costs – not just the finance.

Myth busting facts about Novated Leases!

  1. There is no minimum amount of kilometres you need to drive to benefit from a novated lease.
  2. The car can be for personal use – it doesn’t matter if you don’t need the car for work.
  3. You don’t need to be on a big salary – if you pay tax, there are savings to be made!
  4. The car is registered in your name. Just like if you took out a standalone car loan, the car is yours.
  5. You get to keep the car at the end of the lease period – if you want to that is. (see below)

What happens at the end of a novated lease?

Paywise will be with you every step of the way ensuring you take the best option for you.

Upgrade your car

Upgrade your car

Using trade/sale proceeds to payout the residual balance.


Refinance the lease

Continue leasing the car for another term.


Payout the lease

Pay the balance to the finance provider and own car outright.

Salary packaging a vehicle explained.

Let’s do this!

To find out about how we can help with your next car or to get a quote, call 1300 132 532 or Contact us online.