When it comes to salary packaging, Paywise provides a cost-effective and convenient way for Australian employees to pay for life expenses, whilst saving thousands in tax each year at the same time! From everyday living expenses, to dining out, rent, or your mortgage, our expert team work with your employer on your behalf. This means you can enjoy the rewards of paying less tax and accessing more of your take home income -so you have the money to do the things you really love in life! It’s that easy.
Salary packaging is easy thanks to Paywise.
What is Salary Packaging?
Salary Packaging is a simple way of using your pre-tax salary to pay for certain expenses before your income is taxed. Enjoy the benefits of paying less tax and accessing more of your income to so you have the money to do the things you really love.
Let’s have a look at how your pay is calculated without salary packaging, and how it’s calculated with Paywise salary packaging set up:
A day in the life of a Paywise member.
Watch how a Paywise member, who works in Health or for a Not-For-Profit organisation and has chosen to salary package with Paywise, can save money on items such as dining out, mortgage or rent, purchase and running of their car, everyday living expenses and more.
See how it works!
See how salary packaging lets you enjoy the benefits of paying less tax and accessing more of your income, so you have the money to do the things you really love.
Why choose Paywise?
Since 1989, we’ve been dedicated to providing a simple solution for both employees and employers across the country. Now, as one of the leading salary packaging providers in Australia, we’ve helped thousands of employees salary package their way to enjoying real savings. Find out how we can help you!
Items you can salary package with Paywise
The items you can salary package depends on your employer and industry, but our range of salary packaging benefits includes the following:
Cars.
Through salary packaging, we offer a cost-effective and convenient way to pay for the purchase and running costs of your car. We negotiate competitive pricing PLUS you’ll pay no GST on the purchase price (not to mention on fuel, servicing, and tyres too!).
Living expenses.
Pay for your general living expenses like groceries, bills, clothing and more from you pre-tax salary. And it couldn’t be easier with your Paywise digital card!
Mortgage repayments.
Under this benefit you can pay your mortgage repayments for the property you live in from your pre-tax salary! Payments are made directly to the lender – how easy is that?
Rent.
Life is easy when you can pay your weekly rent directly from your Paywise account. And you’ll save on tax as the funds come from your pre-tax salary!
Meal Entertainment.
Dine out with your pre-tax salary with our Meal Entertainment benefit! Eligible employees can package $2,650 per year which can be spent at cafes and restaurants (dine-in only).
Portable electronic devices.
Package your portable electronic devices including mobile phones, laptops, smart watches and tablets. With Paywise you’ll save on the GST off the purchase price along with taking advantage of your taxable savings.
Accommodation and Venue Hire.
Save on holiday accommodation or special event venue hire by using your pre-tax income! A full range of accommodation types are eligible, from B&Bs to cruise ships, and from caravan parks to 5-star hotels!
Airport lounge membership.
Enjoy the Airport Lounge Membership for less by using your pre-tax income and our discounted corporate rates.
Airport parking.
If you are a FIFO worker you can salary package the cost of airport parking, giving you a huge saving each year.
E-bikes.
Salary packaging your e-bike is easy through Paywise, you’re able to package the cost of an e-bike that you use for work related travel.
FIFO travel.
Employees who work in a remote area may be eligible to salary package the cost of airfares to and from your usual place of residence to your workplace.
Other deductible benefits.
Expenses you would otherwise be entitled to claim as a once-only tax deduction without incurring FBT, such as income protection insurance, professional subscriptions, financial advice or home office expenses.
Paywise card.
Access your salary packing funds via our industry-leading Mastercard. Our digital card allows you to enjoy your tax-free funds without a physical card. Use our mobile app to access your card balance and transaction history on the go!
Card fees apply.
Relocation benefits.
Salary package and save on certain costs associated with employer-mandated temporary or permanent relocation.
Remote area benefits.
Salary package up to 50% of your remote total rental costs without incurring FBT. Those with a mortgage in a remote area can package interest costs and access a 50% reduction in FBT.
Self-education.
Salary package fees, books and equipment for education related to your job, including courses at educational institutions, seminars or conferences, self-paced learning or study tours.
Superannuation.
Salary package additional superannuation contributions and enjoy tax benefits now and additional super when you retire!
Workplace Giving.
Paywise can work with employers to enable staff to salary package donations to selected charities.
Am I eligible for salary packaging?
If you are employed by an organisation that has agreed to work with Paywise to provide employee benefits, then you are eligible for salary packaging. What you can salary package and how much can be packaged is dependent on your industry and employer. Choose your sector below to get an idea of the benefits available.
Find your industry.
Not sure if you’re able to access salary packaging through your current employer? Find your industry below to see what is typically available in your sector:
Private
Government
Health
Education
Charities
Get in touch!
To find out exactly what your entitlements are and how much you’ll save, please contact us.
