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Putting Ramsay Health Care Employees on the Road to Great Savings!

Paywise is proud to partner with Ramsay Health Care, helping you make the most of your pre‑tax dollars and salary package a range of valuable benefits.

Get behind the wheel of your dream car today!

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Novated Leasing Your Way

If you’re looking to save big with a novated lease but don’t want to be restricted by your employer’s choice of salary packaging provider, Paywise could be the answer!

Paywise offers a reliable, local, and customer-focused alternative, giving you greater control and more flexibility over your novated lease, while retaining all the fantastic pre-tax savings.

Tailored Solutions, Personalised Service

With Paywise, you’ll experience exceptional customer service backed by our industry-leading 4-hour response time guarantee, ensuring you receive quick, personalised support to get you behind the wheel of your new vehicle.

You’ll enjoy:

  • The choice of competitive finance arrangements.
  • Our 4-hour response guarantee.
  • The ability to source your preferred vehicle if you choose.
  • The ability to source insurance through your chosen provider.
  • Our trade-in service on your current, or your new vehicle when the lease ends.

Let’s Get You on the Road to Great Savings

Embark on a journey towards substantial savings with our self-managed novated lease. Here’s how:

  • Vehicle Selection: Choose your dream car with expert guidance from our team. We can source the vehicle for you too!
  • Finance Application: We’ll help you to choose the option that’s right for you from our range of finance partners and guide you through the application process seamlessly.
  • Lease Administration: We’ll work with your employer’s selected salary packager, who will administer the ongoing operating costs and salary deductions of your lease, while you focus on enjoying your ride.

Benefits at a Glance

Vehicle Freedom

Choose from a vehicle that suits your needs and preferences.

Financial Visibility

Gain control over costs and budget effectively with full visibility into expenses.

Tax Savings

Seize the opportunity for potential tax savings by structuring your lease wisely.

Flexibility

Adapt seamlessly to life changes with the option to transfer your lease.

Discount Access

Access fleet discounts and special pricing through our industry connections.

Dedicated Support

Enjoy personalised assistance from a dedicated account manager throughout your lease journey.

Vehicle Trade-in service

We offer a convenient and economical trade-in service when it’s time to upgrade your vehicle.

Make the Wise Choice, With Paywise.

Take charge of your leasing journey with Paywise and enjoy the freedom, flexibility, and savings that come with a novated lease.

“Recently went through Paywise for a new salary packaged car and had an amazing experience. They were very quick with their responses and answered all of my questions. Compared to another salary packaging company I have used before they were much more responsive and helpful. I would definitely recommend them to others.”

Feedback from an employee from Department of Communities, WA

“Thank you so much I cannot talk highly enough about the service I receive from Paywise. Friends at work were on hold with another provider for 30 min only to be rushed through their call. I was quick to tell them of Paywise and they are considering swapping. Please let me know who I can email to pass on my thanks in regard to the high level of service I received from you.”

Feedback from an employee from WA Health

“Paywise = 10/10 stars!

I have recently retired and my experience with Paywise over those 12 years has been exceptional. I especially want to say a huge thank you to the car Leasing department. Thank you again.”

Feedback from an employee from WA Health

Frequently Asked Questions

What’s the difference between a self-managed novated lease and a regular novated lease?

With a self-managed novated lease with Paywise, you have the choice of finance providers, meaning you’re not locked in to your employer’s chosen supplier. And rather than you liaising directly with your employer’s provider, to set up the lease, you’ll have a dedicated Paywise consultant taking care of your best interests.

Can I still take advantage of tax savings with a self-managed Novated Lease?

Absolutely. By structuring your lease correctly, you can maximise your pre-tax deductions and potentially reduce your taxable income.

What happens if I change jobs?

If your circumstances change, such as changing jobs or relocating, you have the option to transfer the lease to a new employer, providing continuity and convenience.

Can I trade in my current vehicle as part of the novated lease process?

Absolutely! Our vehicle trade-in service offers convenience and value, streamlining your upgrade process.

How quickly can I expect a response from Paywise?

We guarantee a response within 4 hours during business hours, ensuring your queries are addressed promptly and efficiently.

What happens if I need assistance outside of business hours?

Our 24/7 online portal provides access to essential resources and support, ensuring assistance is available whenever you need it.

Can I include additional expenses like maintenance and insurance in my lease?

Yes, you can! We offer the flexibility to include various expenses in your novated lease, providing added convenience and peace of mind.

How do I maximise tax benefits with a self-managed novated lease?

Our team will guide you through structuring your lease effectively to maximise pre-tax deductions and potentially reduce taxable income, ensuring you make the most of available tax savings opportunities.

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Let’s do this!

To find out about how we can help with your next car or to get a quote, call 1300 132 532 or Contact us online.

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Available to approved applicants employed by eligible employers only. This material is general information only and does not consider your objectives, financial situation or needs.

Before making a decision you should consult your independent legal, taxation and financial advisor for advice relating to your personal circumstances. Conditions, fees and charges may apply.

Novated Lease payments on vehicles not eligible for Fringe Benefits Tax exemption are split between pre-tax and post-tax income.