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Novated Lease SA

Novated Leases for Adelaide and SA locals

Paywise offer employees in Adelaide and across South Australia a cost-effective, convenient way to purchase their next car, while enjoying substantial savings.

Our South Australian team brings expert knowledge of ATO rules and strong connections with Adelaide dealerships, ensuring a smooth and personalised Novated Lease experience from beginning to end. Find out how much you could save with a Novated Lease below or speak with our team today.

Calculate Your Novated Lease Savings

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Summary

Car Type Small
Fuel Type Petrol
Vehicle Cost
Car Kilometres
Car Lease Term

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Total Weekly Cost: $

Savings per term: $

One of our leasing consultants will be in touch with you shortly. However, if you prefer to choose a time that’s more convenient to you, please book an appointment with us below.

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What is a Novated Lease?

A Novated Lease is a popular car financing option. An employer makes lease payments on behalf of an employee from their pre-tax income, which can provide significant tax savings. Novated Leasing through Paywise allows SA employees to take advantage of tailored financial solutions, making car ownership more affordable and accessible with tax efficiencies.

Who is Eligible for a Novated Lease?

To apply for a Novated Lease in Adelaide and across South Australia, you must be employed in Australia with a regular income, and your employer must offer salary packaging. You’ll will need the following documents to apply for a Novated Lease:

  • Proof of identification
  • Proof of income
  • Verification of your current address
  • Details of your assets, liabilities, and ongoing expenses

Once submitted, your application will be assessed through a finance review and credit check to confirm your eligibility, similar to applying for a car loan. However, keep in mind that a novated lease covers all your running costs, not just the finance.

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Which incentives are available for electric vehicles in SA?

You can make EV ownership more affordable with a Novated Lease through Paywise. Legislation was passed in late 2022 to exempt certain Electric Vehicles (EVs) from incurring Fringe Benefits Tax (FBT). This is exciting news for anyone in South Australia wanting to own an EV, presenting a highly compelling opportunity via salary packaging under a novated lease arrangement.

How does Novated Leasing work for SA employees?

Novated Leasing in SA involves a three-way agreement between:

  • An employee
  • An employer
  • A leasing company, such as Paywise

This is an ATO-approved agreement, and it allows employees like you to use pre-tax income for financing a new or used car. The running costs that go with owning a car are also included.

How it works:

  • You choose a Novated Lease term and monthly payment that suits your needs.
  • Payments are automatically deducted from your pre-tax salary, so there’s no need to manage repayments yourself, and making budgeting a breeze

Forget the hassle of a regular car loan; enjoy the many benefits that come with a Novated Lease in South Australia!

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Get in touch

    Helping Australians since 1989!

    For more than 35 years, Paywise have been assisting South Australian employees in maximising their income through Salary Packaging and Novated Leasing. As a proudly Australian-owned company with a national presence, we deliver exceptional service to customers nationwide. Whether you are treating yourself or stretching your salary to cover everyday living expenses, we can help you make the most of your income.

    Personalised Service, From Start To Finish

    At Paywise, you’ll talk to a real person. From day one, you’ll have a dedicated specialist to guide you through the entire process.

    Enjoy 24/7 Access To Your Benefits

    Manage all benefits at your fingertips with the Paywise App and access your digital card, view transaction balances and submit claims, all at a glance. You can even live chat with your Paywise account manager!

    Trade-Ins Made Easy

    Got a car that’s struggling to sell? We can negotiate with our network of wholesalers and dealers to get it sold at a price you’re happy with.

    Why choose Paywise as your SA Novated Lease provider?

    Paywise have helped employees in Adelaide and across South Australia earn significant savings through Novated Leasing for over 35 years. Alongside our decades of experience, we continually offer a personalised service that is tailored to every client. This has earned us numerous positive reviews and testimonials over the years.

    When you reach out to Paywise, there are no call centres either. You speak directly with one of our experts, each and every time. Our Novated Lease sales team work tirelessly to ensure our SA clients get the help they need. At Paywise, we are dedicated to delivering on our brand promises.

    Speak with South Australia’s Novated Leasing experts today.

    Learn more about our Novated Car Lease options in South Australia and find out how much you could save by contacting Paywise today. You can reach us on 1300 132 532 or send an email to info@paywise.com.au. Our team of SA Novated Lease experts is here to address any questions you have.