Paywise has been helping Australians maximise their take-home pay since 1989. We’re proudly Australian-owned with a national presence, and we specialise in making salary packaging – also known as salary sacrificing – simple and stress-free.
Salary packaging is one of the many employee benefits that lets you pay for certain everyday expenses using your pre-tax salary, which could reduce the amount of tax you pay and increase your take-home pay, depending on your circumstances. From living costs to lifestyle benefits, we offer a range of packaging options to suit your needs.
With over 35 years of experience and a reputation for outstanding customer service, our friendly team is here to help you make the most of your salary – every step of the way.
Looking to upgrade your car and explore potential tax benefits? A novated lease is a cost-effective and convenient way to pay for your next vehicle and all its running costs using your pre-tax salary – which may reduce your taxable income and increase your take-home pay, depending on your circumstances.
Whether you’re buying new or used, our team is here to guide you every step of the way and help you get the best value on the road.
Paywise helps you get more from your income by salary packaging a wide range of everyday expenses and benefits – from living costs to novated car leases.
Every decision and action aims to enhance our members’ experience and benefits.
We react quickly and effectively to meet the needs of our clients and team members.
Join over 50,000 Paywise members already taking advantage of tax savings
Trustindex verifies that the original source of the review is Google.
People we friendly and worked quickly to help me.
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Casey Winmar
9 July 2026
Trustindex verifies that the original source of the review is Google.
Beau was a huge help over the phone. He spoke kindly, listened carefully, and took the time to explain everything clearly, including re-explaining things when I didn’t understand.
He helped adjust my salary sacrifice contributions so they were set up in a simple “set and forget” way through to 2028. He worked out the number of pay cycles, as well as the start, end, and recommencement dates for each of my contributions toward meal entertainment, living expenses, and additional super contributions.
He also adjusted my final week’s contributions so they were precise to the dollar for each service cap, which I really appreciated.
Beau went above and beyond by emailing me the changes afterward for extra clarity. He made sure he understood exactly what I wanted, made the changes, and double-checked with me along the way to ensure I understood each step.
This was excellent customer service. I greatly appreciated Beau’s patience, care, and attention to detail. Thank you, Beau! 😁
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Emily Griffin
9 July 2026
Trustindex verifies that the original source of the review is Google.
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Mike Lee
9 July 2026
Trustindex verifies that the original source of the review is Google.
Great support and excellent service form the team. Definitely go with these people - they are awesome.
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Fiona Phillips
8 July 2026
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I had an excellent experience with Paywise from start to finish while arranging the novated lease for my Geely EX5.
Anthony, my leasing consultant, was outstanding. He was knowledgeable, responsive, and took the time to explain every step of the novated leasing process, making what could have been a complicated experience simple and stress-free.
A big thank you also to Josie, the delivery coordinator, who kept me updated throughout the process. She was professional, organised, and ensured everything ran smoothly right through to delivery.
The entire team provided top-notch customer service with clear communication, efficiency, and genuine care. I couldn't be happier with the experience and would highly recommend Paywise to anyone considering a novated lease. Thank you, Anthony and Josie, for making the leasing of my Geely EX5 such an enjoyable and seamless experience!
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Teresa Ang
8 July 2026
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Whole experience was really well done. Jessica was very helpful and communicated well with me throughout the entire process. Overall, process was simple and made easier with the guidance of their staff.
Posted on Google
Iain Maclennan
8 July 2026
Trustindex verifies that the original source of the review is Google.
My initial contact was with Chris Scafidi who was extraordinarily helpful and patient with my "can I get a quote on this one" and then "how about this one" before finally landing on a car. He answered all my questions and I appreciated his patience. I then got handed over to Geena Guo who dealt with the finalisation of contracts and car handover. She was also really helpful and patient and made sure the whole process ran smoothly. All in all an excellent experience and I understood where we were in the process the whole way and what I needed to do.
Posted on Google
Brad Brown
8 July 2026
Trustindex verifies that the original source of the review is Google.
Great people, quick and easy to deal with.
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M
7 July 2026
Trustindex verifies that the original source of the review is Google.
Paywise team members Conor and Maryam helped with setting up of our novated lease last month and we are so happy with their non-pushy service. Everything from the quote process to settlement went quite smoothly. Thank you team!
Posted on Google
kejal
7 July 2026
Trustindex verifies that the original source of the review is Google.
Kellie went above and beyond to make the whole experience easy to understand and seamless. If you’re looking for a novated lease….Kellie is your go to person!
Salary packaging, sometimes called salary sacrificing, is a way of paying for certain expenses before your income is taxed, reducing your taxable income and therefore allowing you to pay less tax and get more in your pocket.
Anyone employed by an organisation that has agreed to work with Paywise to provide employee benefits can salary package with us. What you can salary package and how much can be packaged depends on the industry you work in and your employer. Speak to Paywise to get an idea of the benefits that may be available to you.
A Paywise Novated Lease is a type of salary packaging benefit which enables your employer to make payments from your salary to cover running costs and the finance for your vehicle. These payments are made at a set agreed rate over the period of your choice (you can choose between 1 & 5 years). The way your benefit is made up is by splitting your payment full payment (which includes all your fuel, maintenance & service, tyres & insurance) between a pre and post-tax salary contribution; this is where the salary packaging happens.
Salary Packaging a vehicle with Paywise could provide attractive tax and GST savings, depending on your circumstances. Some of these include reduced purchase price of your vehicle (commonly known as fleet pricing), tax and GST savings on the purchase price of your vehicle and the running costs.
Paywise gives you three simple choices at the end of your lease:
1. You can pay out the residual (commonly referred to as the balloon) at the end and then own the vehicle.
2. Keep the existing lease and release it again for another 1 – 5 years.
3. Sell your vehicle, pay out the residual while saving any of the profit you have made on the vehicle. You can then package another vehicle again.
Paywise will contact you towards the end of your lease to work closely with you to ensure you make the best decision. More information and contact details are here.
Lodging your reimbursement claim via the Paywise App or Member Portal is quick and easy and you don’t need to complete any forms. Simply upload your claim documents and follow the steps.
Potential benefits, savings and tax outcomes will vary depending on individual circumstances. Before making a decision you should consult your independent legal, taxation and financial adviser for advice relating to your personal circumstances. Terms, conditions, eligibility criteria and fees and charges apply.
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