Paywise has been helping Australians maximise their take-home pay since 1989. We’re proudly Australian-owned with a national presence, and we specialise in making salary packaging – also known as salary sacrificing – simple and stress-free.
Salary packaging is one of the many employee benefits that lets you pay for certain everyday expenses using your pre-tax salary, which can reduce the amount of tax you pay and leave more money in your pocket. From living costs to lifestyle benefits, we offer a range of packaging options to suit your needs.
With over 35 years of experience and a reputation for outstanding customer service, our friendly team is here to help you make the most of your salary – every step of the way.
Looking to upgrade your car while saving on tax? A novated lease is a cost-effective and convenient way to pay for your next vehicle and all its running costs using your pre-tax salary – helping you reduce your taxable income and free up more take-home pay.
Whether you’re buying new or used, our team is here to guide you every step of the way and help you get the best value on the road.
Paywise helps you get more from your income by salary packaging a wide range of everyday expenses and benefits – from living costs to novated car leases.
Every decision and action aims to enhance our members’ experience and benefits.
We react quickly and effectively to meet the needs of our clients and team members.
Join over 50,000 Paywise members already taking advantage of great tax savings
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Antu Thomas
3 June 2025
Trustindex verifies that the original source of the review is Google.
I recently purchased a BYD Atto 3 through PayWise, and I couldn’t be happier with the experience. Conner was my main point of contact, and he was absolutely fantastic throughout the entire process.
From the beginning the staff were very friendly, approachable, and genuinely helpful. They were always available to answer my questions, provided clear and honest information, and made sure everything went smoothly from start to finish. The level of customer service I received was exceptional — it really felt like I was being looked after every step of the way.
I highly recommend Conner and the team at PayWise to anyone looking to buy a car with confidence and peace of mind. Their professionalism, responsiveness, and warm customer approach made the experience stress-free and enjoyable. Thank you again!
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Faezeh Fazeli
2 June 2025
Trustindex verifies that the original source of the review is Google.
I will highly recommend Fleet Network to anyone looking to get into a new car with minimal stress and maximum support.Their team was incredibly helpful and professional throughout the process. There was a little delay with the delivery but they went above and beyond by providing me with a loan car to use while waiting for mine, something I really appreciated. They actually brought the car to my house and picked it up themselves when I received mine. This clearly shows their commitment to great customer service.
Special thank you to Cheyne, the delivery coordinator, who was fantastic to deal with. She was so respectful. I even spelt her name wrong and she was cool about it. She answered my questions promptly and kept me updated throughout. Thanks team for your wonderful work.
Hannah K,
Darwin
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Yaab Yaab
31 May 2025
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I had such a positive experience with Brad and Kelvin. They have been responsive, professional and patient through out the whole process of getting my first leave. Thanks guys. You are legends.
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Viet Nguyen
31 May 2025
Trustindex verifies that the original source of the review is Google.
We've just finalised a new novated lease, my second with Paywise (formerly Fleet Network). Our daughter's just collected her gorgeous new EV - a black BYD Seal Dynamic - and loves it! I've leased several cars through different companies over the years. I value the convenience (as well as the tax benefits) of novated leasing. But, in particular, I've always valued good, reliable service. I think it's reasonable to expect leasing companies to continue their service throughout the lease, not just when you're purchasing the car. I contacted Paywise last year, when my own car was due for replacement, disillusioned by my former leasing company. I wanted personalised service, people who knew me, responded quickly to emails, didn't make me wait for more than 50 minutes each time I called and followed up on my queries. When I first spoke to Peter Norman, he promised that Paywise could provide that level of service. I love when people stick to their promises. Subsequently, without question, I returned to this company when another lease was about to expire. Once again, every single member of the team was simply superb: Peter, Cheyne and Jessica in particular. Always thoughtful, kind, professional and supportive, the staff at Paywise continue to live up to Peter's promise. Without hesitation, I now always refer colleagues to Paywise, and strongly recommend them as a great choice for anyone choosing to enter into novated leasing of cars.
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Lesley Stace
30 May 2025
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Nicole Moring
30 May 2025
Trustindex verifies that the original source of the review is Google.
The team at Paywise were very helpful throughout the process of finding and leasing our new Isuzu Mu-x. They were always so quick to respond to any questions that I had. I would highly recommend using Paywise to enter into a novated lease for your new car.
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Tracy Chapman
29 May 2025
Trustindex verifies that the original source of the review is Google.
Janelle and Maryam have been fantastic in helping me through the paywise process. They have been always very helpful and explaining things very clearly. And also very patient in answering the million questions I had. Big thank you to you both.
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Giuseppe Luna
29 May 2025
Trustindex verifies that the original source of the review is Google.
I recently had an issue regarding leftover funds from a Novated Lease. TK not only helped me sort it out, but he also took the time to answer all of my questions patiently and thoroughly. His attitude throughout was consistently helpful, professional, and genuinely positive. It made a big difference.
It was a great experience, and I really appreciated the support.
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John Moresco
29 May 2025
Trustindex verifies that the original source of the review is Google.
⭐️⭐️⭐️⭐️⭐️
I had an amazing experience with Paywise! Kelvin and Conor were both incredibly helpful and professional throughout the entire process. They made everything simple, clear, and stress-free. Communication was excellent, and they went above and beyond to ensure I was comfortable and informed at every step. I’m extremely happy with my new car and truly appreciate the support I received. Highly recommend Paywise to anyone looking for a smooth and hassle-free car leasing experience!
Salary packaging, sometimes called salary sacrificing, is a way of paying for certain expenses before your income is taxed, reducing your taxable income and therefore allowing you to pay less tax and get more in your pocket.
Anyone employed by an organisation that has agreed to work with Paywise to provide employee benefits can salary package with us. What you can salary package and how much can be packaged depends on the industry you work in and your employer. Choose your sector above to get an idea of the benefits that may be available to you.
A Paywise Novated Lease is a type of salary packaging benefit which enables your employer to make payments from your salary to cover running costs and the finance for your vehicle. These payments are made at a set agreed rate over the period of your choice (you can choose between 1 & 5 years). The way your benefit is made up is by splitting your payment full payment (which includes all your fuel, maintenance & service, tyres & insurance) between a pre and post-tax salary contribution; this is where the salary packaging happens.
Salary packaging a vehicle with Paywise enables you to receive significant tax savings and discounts. Some of these include reduced purchase price of your vehicle (commonly known as fleet pricing), tax and GST savings on the purchase price of your vehicle and the running costs.
Paywise gives you three simple choices at the end of your lease:
1. You can pay out the residual (commonly referred to as the balloon) at the end and then own the vehicle.
2. Keep the existing lease and release it again for another 1 – 5 years.
3. Sell your vehicle, pay out the residual while saving any of the profit you have made on the vehicle. You can then package another vehicle again.
Paywise will contact you towards the end of your lease to work closely with you to ensure you make the best decision. More information and contact details are here.
Lodging your reimbursement claim via the Paywise App or Member Portal is quick and easy and you don’t need to complete any forms. Simply upload your claim documents and follow the steps.
The Paywise Mastercard is issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard Asia/Pacific Pte. Ltd. Mastercard and the Mastercard brand mark are registered trademarks and the circles design and Tap & go are trademarks of Mastercard International Incorporated. Apple Pay and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries.
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