Paywise is proudly Australian owned, with a national presence. We pride ourselves on delivering remarkable customer service accompanied by simple salary packaging (sometimes known as salary sacrificing) options and employee benefits. At Paywise, we are devoted to helping our members get the most out of their salary.
Making salary packaging for Australian employees easy!
Helping Australians since 1989!
When it comes to salary packaging providers, Paywise has vast experience in helping Australians maximise their take-home pay by accessing their pre-tax salary. If you want to make your money go even further for you, then salary packaging with Paywise is a simple and easy choice. With over 30 years’ experience, we’ve helped thousands of Australians save and we’re here to help you too!
Whether it’s spoiling yourself or just everyday living costs, let us help you get the most out of your salary.
Salary package your car too!
As well as using your pre-tax dollars to pay for your living expenses and dining out, you could also benefit from getting your next vehicle under a novated lease arrangement. A novated lease offers a cost-effective and convenient way to finance and pay for the running costs of your car.
What we offer.
Paywise is proud to assist employees, helping them stretch their income further by salary packaging a range of benefits including novated leasing of cars. The items you can salary package depends on your employer and industry, but our range of benefits includes the following:
Living expenses.
Meal
Entertainment.
Cars.
Mortgage repayments.
Rent.
Portable electronic devices.
Our Values.
Google Reviews.
See what our Members are saying about us on Google.
Gillian Clark
5 July, 2023
I recently got myself a new car in record speed. On Monday I decided I would go ahead with the lease and by Saturday morning I was driving out in my new wheels (could have been Friday but I had social plan).
I was lucky that the car I wanted was in stock and ready to go, so the team at Paywise worked as quickly as possible to get everything in place so I could get the car ASAP. Everyone I dealt with was great at patiently answering my questions and quickly following up if I hadn’t done something right.
HIGHLY recommend the team to anyone considering a Novated Lease!
Oscar E. Monsalve
3 January, 2023
I just wanted to express my heartfelt gratitude to Paywise for the outstanding customer service I received. When I was in a bind and needed assistance with a technical issue, Edward (Eddie) and Alex went above and beyond to help me out. Not only were they knowledgeable and efficient in resolving any doubt, but they were also incredibly friendly and patient throughout the process.
I cannot thank your team enough for their exceptional service. They truly made my process much easier to handle and I will definitely be returning for any future needs. Thank you again for all of your help guys, you rock!
Robyn Morris
24 June, 2023
The staff at Paywise were extremely patient and professional assisting me with my account. Nothing seemed bother. GREAT SERVICE!! The call back service really works. I used it twice and on both occasions, response was within 10 -15 minutes.
Find the right salary packaging options for you.
Private
Government
Health
Education
Charities
FAQs.
Salary packaging, sometimes called salary sacrificing, is a way of paying for certain expenses before your income is taxed, reducing your taxable income and therefore allowing you to pay less tax and get more in your pocket.
Anyone employed by an organisation that has agreed to work with Paywise to provide employee benefits can salary package with us. What you can salary package and how much can be packaged depends on the industry you work in and your employer. Choose your sector above to get an idea of the benefits that may be available to you.
A Paywise Novated Lease is a type of salary packaging benefit which enables your employer to make payments from your salary to cover running costs and the finance for your vehicle. These payments are made at a set agreed rate over the period of your choice (you can choose between 1 & 5 years). The way your benefit is made up is by splitting your payment full payment (which includes all your fuel, maintenance & service, tyres & insurance) between a pre and post-tax salary contribution; this is where the salary packaging happens.
Salary packaging a vehicle with Paywise enables you to receive significant tax savings and discounts. Some of these include reduced purchase price of your vehicle (commonly known as fleet pricing), tax and GST savings on the purchase price of your vehicle and the running costs.
Paywise gives you three simple choices at the end of your lease:
- 1. You can pay out the residual (commonly referred to as the balloon) at the end and then own the vehicle.
- 2. Keep the existing lease and release it again for another 1 – 5 years.
- 3. Sell your vehicle, pay out the residual while saving any of the profit you have made on the vehicle. You can then package another vehicle again.
Paywise will contact you towards the end of your lease to work closely with you to ensure you make the best decision. More information and contact details are here.
Lodging your reimbursement claim via the Paywise App or Member Portal is quick and easy and you don’t need to complete any forms. Simply upload your claim documents and follow the steps.
See more FAQs on Salary Packaging, Novated Leases and Paywise Cards.
Get an instant pay rise with Paywise!
To find out exactly what your entitlements are and how much you’ll save, please contact us.
Disclaimer:
The Paywise Mastercard is issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard Asia/Pacific Pte. Ltd. Mastercard and the Mastercard brand mark are registered trademarks and the circles design and Tap & go are trademarks of Mastercard International Incorporated. Apple Pay and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries.