BMW Novated Lease

Discover great deals on BMW cars with a Novated Lease from Paywise.

If you’ve been thinking about buying a new BMW car, you can save thousands on your next car purchase with Paywise. View the range of BMW cars below then get in touch to discover how much you can save through a Novated Lease.

Current featured BMW models available through a Novated Lease.

Browse all our available BMW car models below.
Don’t see your favourite BMW model? Simply let us know and we can order it in for you!

BMW Series 1

BMW Series 4

BMW Series 8

BMW X2

BMW X5

BMW IX

BMW 330e Sedan Plug-in Hybrid

BMW X3 xDrive30e Plug-in Hybrid

BMW Series 2

BMW Series 5

BMW Z4

BMW X3

BMW X6

BMW IX3

BMW 530e Sedan Plug-in Hybrid

BMW X5 xDrive45e Plug-in Hybrid

BMW Series 3

BMW Series 7

BMW X1

BMW X4

BMW X7

BMW I4

BMW 745e Plug-in Hybrid

Gallery
previous arrow
next arrow

Why is a BMW novated lease right for you?

If you’ve been saving up for your new BMW car, a Novated Lease makes it much easier to finance your own car, with no minimum salary or deposit required.

Whether you are thinking about purchasing a brand new luxury vehicle, or upgrading your existing car, a BMW novated lease from Paywise is a cost effective choice. Covering more than just the finance of the car, it also includes a wide range of expenses related to the vehicle’s ongoing costs. This includes fuel, registration, comprehensive insurance, servicing, maintenance, and even roadside assistance, all included in fortnightly or monthly lease payments making it easier for you to manage.

Reach out to one of our Novated Lease experts to get started.

Maximise your take-home pay

Reduce your taxable income by Salary Packaging a portion of your weekly, fortnightly, or monthly gross salary towards your BMW novated lease.

Get the best deal with our networks and buying power

Don’t spend your time looking online or at your local BMW dealerships, when you can leave it up to us to find the best BMW model and vehicle that suits you.

All running costs included

Save on insurance, servicing, tyres and registration – they’re all budgeted for and included in your lease payments!

Save on GST

When you Salary Sacrifice your BMW with Paywise, you reduce the GST payable on the purchase price of the car and pay no GST on the running costs.

Get more leasing options and flexibility

We provide you with different options throughout your lease term. Whether you want to purchase, sell, or refinance at the end of the lease, the choice is yours!

Contact us today!

Frequently Asked Questions

Can I choose any BMW model under a Novated Lease?

Yes, with Paywise, you can select any BMW model for your Novated Lease. Whether your preference is for a luxurious family car such as the BMW 7 Series or a sporty BMW Z4, our Novated Lease program is designed to cater to a variety of choices. This flexibility allows you to tailor your vehicle selection to your personal taste and needs. Keep in mind, the cost of your lease may vary depending on the model and its specifications. Our team is ready to assist you in navigating through the options to help you find the BMW that’s a perfect fit for your Novated Lease.

Who can apply for a BMW Novated Lease?

Generally, anyone who is employed full-time or part-time in Australia is able to apply for a BMW Novated Lease. The essential requirement is that your employer agrees to the novated lease arrangement as it involves salary packaging. We advise consulting with your employer or our leasing experts to understand your eligibility and the benefits a Novated Lease could bring to you.

Can I add optional extras or accessories to my BMW under a Novated Lease?

Yes, you can enhance your BMW with optional extras or accessories when setting up your Novated Lease through BMW. This could include upgrading to premium finishes, adding high-tech features, or installing custom accessories. The cost for these additions will be integrated into your overall lease agreement, allowing you to enjoy a personalised BMW without an immediate financial burden. However, it’s important to consider that these extras will influence your monthly lease payments, so balancing your desires with your budget is an important factor to remember.

What happens at the end of the BMW Novated Lease term?

At the end of your BMW Novated Lease term with Paywise, several options are available. You can opt to upgrade to a newer model, which involves starting a fresh lease agreement. If you prefer to keep your current BMW, you can extend the lease or purchase the vehicle outright based on the predetermined residual value in your lease contract. This value is an estimate of the car’s market value at lease end. Our team will assist you in exploring these options as your lease nears its end to ensure a smooth transition.

How much is it to lease a BMW on Salary Sacrifice?

The cost of leasing a BMW on a Salary Sacrifice scheme through Paywise depends on various factors, including the BMW model, lease term, annual kilometres, and any additional options or accessories you include. Salary Sacrificing offers incredible tax benefits, as lease payments are made from your pre-tax income, which could reduce your taxable income. Get in touch with us today for a more accurate quote.