Drive into Savings with a Novated Lease from Paywise!

St. John Ambulance WA employees can take advantage of the tax benefits of a novated lease with Paywise! Maximise your pay by reducing your taxable income and enjoy more flexibility in your car ownership.

We live by a member-focussed philosophy and we promise to deliver highly personalised service and care in the fastest response times imaginable.

What is novated leasing and how does it work?

A novated lease is a finance arrangement used in salary packaging, where your employer covers your car lease and running costs directly from your salary, using a mix of pre-tax and post-tax income.

Best of all, a single regular payment from your salary takes care of all your car’s running costs, helping you manage your budget effortlessly. Your insurance and roadside assistance are included, and with a choice of lease terms, you can tailor a flexible package to meet your personal needs.

Why choose a novated lease with Paywise?

Accessible for all vehicles

Lease the car you choose. It can be new, demo, used or even your current car.

Best Car Prices

Benefit from fleet discounts unavailable to the public.

Upfront GST Savings

You don’t pay GST on the purchase price of the car. That’s a 10% saving upfront!

Convenience

Roll all your car running costs into one convenient, regular repayment.

Income Tax & GST Savings

You’re eligible for significant income tax and GST savings during the lease.

Discounted Running Cost

Receive pre-negotiated discounts on servicing, repairs and maintenance.

Transition your Novated Lease to Paywise

Employment type(Required)

Frequently Asked Questions.

With a self-managed novated lease with Paywise, you have the choice of finance providers, meaning you’re not locked in to your employer’s chosen supplier. And rather than you liaising directly with your employer’s provider, to set up the lease, you’ll have a dedicated Paywise consultant taking care of your best interests.

Absolutely. By structuring your lease correctly, you can maximise your pre-tax deductions and potentially reduce your taxable income.

If your circumstances change, such as changing jobs or relocating, you have the option to transfer the lease to a new employer, providing continuity and convenience. 

Absolutely! Our vehicle trade-in service offers convenience and value, streamlining your upgrade process. 

We guarantee a response within 4 hours during business hours, ensuring your queries are addressed promptly and efficiently. 

Our 24/7 online portal provides access to essential resources and support, ensuring assistance is available whenever you need it 

Yes, you can! We offer the flexibility to include various expenses in your novated lease, providing added convenience and peace of mind. 

Our team will guide you through structuring your lease effectively to maximise pre-tax deductions and potentially reduce taxable income, ensuring you make the most of available tax savings opportunities. 

Let’s do this!

To find out about how we can help with your next car or to get a quote, call 1300 132 532 or Contact us online.

Available to approved applicants employed by eligible employers only. This material is general information only and does not consider your objectives, financial situation or needs.
Before making a decision you should consult your independent legal, taxation and financial advisor for advice relating to your personal circumstances. Conditions, fees and charges may apply.
Novated Lease payments on vehicles not eligible for Fringe Benefits Tax exemption are split between pre-tax and post-tax income.