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Win a $5,000 Travel Voucher

Enter the competition to go in the draw to win a $5,000 gift card for your next getaway*

T&Cs apply.

Competition T&Cs

The promoter is Paywise Pty Ltd (“Paywise”).

Entry is open to Australian residents aged 18 years and over. Limit one entry per person.

The promotion commences on 13 March 2026 and closes on 31 December 2026. Entries received outside this period will not be accepted.

To enter, participants must submit their details via the QR code provided. By submitting their details, participants consent to being contacted by a Paywise representative. Each valid submission constitutes one entry.

The prize is a $5,000 travel voucher. The prize is not transferable or redeemable for cash.

The winner will be drawn at random on 11 January 2027 and will be notified using the contact details provided at entry.

Paywise reserves the right to verify the validity of entries and to disqualify any entrant who tampers with the entry process or submits an entry that is not in accordance with these Terms & Conditions. Paywise also reserves the right to modify, suspend or cancel the promotion if necessary.

By entering this promotion, participants agree to their personal information being used for the purposes of administering the promotion, in accordance with Paywise’s Privacy Policy.

Ready to start saving with Novated Leasing?

Paywise offers a cost-effective and convenient way to pay for the purchase and running costs of car. We negotiate competitive pricing PLUS you’ll save on the GST on the purchase price (not to mention on fuel, servicing, and tyres too!). With our affordable novated leasing options for eligible employees across Australia, you’ll be driving away in new car and saving sooner than you think!

Have a question? See our FAQs

Novated leasing explained

What is a novated lease?

A novated lease arrangement is where your employer makes payments from your pre-tax salary to cover the running costs and finance for your vehicle.

By taking out a novated lease with Paywise, you’ll receive significant tax benefits by reducing your taxable income and enjoy a reduced purchase price on your new car at the same time.

Finance, fuel, servicing, rego… we arrange it all!

Our fully inclusive novated lease package includes fuel, servicing, registration, fully comprehensive insurance, tyres, any other car expenses, PLUS the finance repayments on your new car! Our team takes care of the entire process for you. 

Convenience as you drive.

We make life easier with the PaywiseFuel Card to purchase fuel, tyres, servicing and other upfront costs with your pre-tax salary. Or if you choose to pay out of your own pocket, a reimbursement claim is easy with our mobile app! 

Running costs included in a novated lease:

Finance_reverse

Finance

Power and Fuel_reverse

Fuel / Charging

Tyre_reverse

Tyres

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Servicing

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Registration

Car Insurance_reverse

Comprehensive Insurance

How does a novated lease work?

A novated lease is a three-way lease agreement between an employee, employer, and a novated lease provider such as Paywise. This agreement allows most private and government employees to finance a car of their choice and all the running costs that come with it, using their pre-tax income. This reduces your taxable income, leaving more money in your pocket!

A novated car lease term from Paywise can be anywhere between 1 and 5 years. Each monthly payment made goes towards reducing the balance of your lease. Because each payment is automatically deducted using pre-tax dollars, you won’t need to worry about remembering to make payments each month. It’s that easy!

Step 1: Select your make and model.

We’ll help you find your dream new or used car.


Step 2: Submit an enquiry.

Get in touch with our expert team to discuss your current employment situation and finance needs.

 

Step 3: Receive your quote

We’ll come back to you with a personalised quote on your chosen car, monthly lease payments, and expected annual savings.

How does a novated lease compare to financing a vehicle?

People often ask how a novated lease compares with a standalone car loan. We’ve done some sums below that demonstrate the impact of novated leasing vs regular car finance can have on your financial situation. Remember! A novated lease also includes all your other running costs – not just the finance. On the left, you can see the difference in savings when you choose an electric vehicle as your preferred car in your novated lease package, compared to financing an EV. On the right, you can see the savings when you choose a petrol vehicle as your preferred car in your novated lease, when compared to financing a petrol car.

Electric vehicle novated lease comparison.

Petrol vehicle novated lease comparison.

How much does a novated lease cost?

Our fully inclusive novated lease package includes your car’s running costs such as fuel, servicing, and registration. For a better idea of how much a novated lease costs, see examples of popular cars and how much they’ll cost you below, or use our novated lease calculator to calculate the savings on your next car and to see how much you can save with a novated lease from Paywise