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Introducing Paywise – your new salary packaging provider

Following the integration of Paywise into the beCarWise family in 2023, we are excited to announce that we are consolidating our operations and trading under a single brand, Paywise.

Paywise is a leader in the salary packaging industry since 1989 and is a trusted partner for hundreds of organisations Australia-wide.

As part of this change, we are transitioning the management of all beCarWise customers to Paywise.

The transition to Paywise provides benefits to both you and your staff.

Paywise is proud to offer industry-leading technology, including our Member Portal and fully functional Mobile App.

Across our business, we pride ourselves on exceptional customer experiences, and the service you and your staff will receive will continue to be of the highest standard.

Employer FAQ

Invoicing

Will I still receive invoices?

Yes, invoices will continue to be generated and sent to you as usual. The only change applies if you’re paying via EFT – please note that our banking details will be updated on the bottom of the emails. If you’re paying by direct debit, there’s no change to your payment process.

Will our invoice dates change?

Yes – you will notice that your new invoice dates have now been aligned to match your payroll frequency and payroll cut off dates, as discussed with your Account Manager.

What is a PRA?

A Payroll Remittance Advice (PRA) is a document issued by Paywise that provides detailed instructions for employers on how to process novated lease deductions through payroll.

It’s a payroll input guide that tells you:

  • How much to deduct from each employee’s pay for their novated lease, including the pre- and post-tax deduction breakdown.
  • When to apply those deductions.
  • How to handle related tax components like GST and Luxury Car Charge (LCC).

The PRA consolidates lease-related deductions into one document and is automatically generated when there are changes (e.g., new leases, updated deduction amounts). It is sent before payroll cut-off so employers can update their systems in time.

Employee Impact

Will there be any additional costs to our employees?

No additional costs are expected. In fact, employees may benefit from improved service and access to more salary packaging options.

What are you telling our employees?

Employees will receive clear, supportive communication outlining what’s changing, what they need to do (if anything), and how to get help.

Will employees need to re-sign anything?

No, employees will not need to re-sign anything. All existing agreements will transfer across to Paywise.

Will employees with PHEVs prior to the 31st of March 2025 lose their PHEV status?

No, existing PHEV arrangements will be honoured under the current FBT exemption rules.

Will employees need to take any action?

Most employees will not need to take any action. If action is required, Paywise will contact them directly.

Will there be changes to how employees manage their novated lease?

Yes, employees will use the Paywise platform via the Paywise App and Paywise Member Portal, which offer improved visibility and control over lease and packaging arrangements.

Will employees have access to new benefits?

Yes, Paywise offers a broader range of salary packaging options beyond novated leasing.

Will employees be able to track their packaging balances in real time?

Yes, the Paywise App and Paywise Member Portals provide real-time tracking and reporting.

Can employees change or cancel their packaging arrangements?

Yes, employees can contact our Paywise Customer Experience team for further assistance with these enquiries.

What happens if an employee is on leave or terminates employment?

Standard termination and leave processes apply. Paywise will work with the employee to manage any outstanding balances or adjustments.

Employer Tools and Support

What are the new contact details for Paywise?

For employer payroll and finance-related contact enquiries:

How do I book on-site engagement for my employees with an account manager?

You can book on-site or virtual engagement by contacting your dedicated account manager. Visit the Paywise Account Manager Directory to find your representative and their contact details.

How can employees get help during the transition?

Our dedicated Customer Experience Team is here to support your employees every step of the way throughout the transition.

Payroll and Notifications

How will I be notified of new employees entering a novated lease?

You will be notified via a PRA when a new employee enters into a novated lease. The PRA will include a breakdown of the employee’s budgeted deduction amount.

How will I be notified if an employee amends their deductions?

You will be notified of any changes to an employee’s deductions through a PRA.

How do I communicate that an employee has terminated their employment?

  • To notify Paywise of an employee’s termination, please send an email to
    pda@paywise.com.au.
  • If the employee has a direct debit arrangement, please ensure you contact us before the scheduled direct debit date so we can stop the deduction for that period.