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Salary Sacrificing for Defence Force employees

Serving in the Australian Defence Force (ADF) and looking to take advantage of Salary Packaging? Paywise offer a range of Salary Packaging options to Defence Force employees, including Novated Leases, which may provide tax and budgeting benefits depending on your circumstances. Get a quote now to explore the potential benefits available through Salary Packaging.

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To find out if you’re eligible or if you have any other questions, fill out the form below.

 

How does an ADF Novated Lease work for Defence Force employees?

Whether you’re in the Army, Navy, or Air Force, Paywise can provide you with a Novated Lease as an Australian Defence Force employee through Salary Sacrifice.

Paywise’s ADF Novated Lease is an arrangement whereby your employer makes payments towards your vehicle and eligible running costs through a Salary Packaging arrangement. Paywise facilitate a three-way novated lease agreement between you (a Defence Force employee), your employer (ADF), and the finance company. This may provide tax benefits by allowing eligible vehicle costs to be paid using pre-tax salary, depending on your circumstances. The process is commonly known as Salary Sacrificing or Salary Packaging.

Talk to somebody who knows your industry

Working around your busy schedule to arrange vehicle finance isn’t easy, but the team at Paywise are here to help.

As the go-to provider for Salary Packaging to Australian Defence Force employees, we specialise in helping people like you explore the potential benefits of a Novated Lease.

Speak with our Defence Force Salary Sacrifice experts today!
At Paywise, you speak directly with our expert Salary Packaging team, every time. Busy most of the day? Our team are happy to take calls outside of work hours, so we can deliver on our brand promises and help you as much as possible.

Get in touch with our local team by calling 1300 132 532 or emailing info@paywise.com.au. We’ll answer any questions you have about Novated Leases and Salary Sacrifice.

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Helping Australians since 1989!

For over 35 years, Paywise have been helping employees access Salary Packaging and Novated Leasing benefits. Proudly Australian-owned with a national presence, we pride ourselves on delivering exceptional service to our customers across the country. Whether you're considering a Novated Lease or other Salary Packaging benefits, we're here to help you understand the options available to you.

Personalised Service, From Start To Finish
At Paywise, you’ll always talk to a real person. From day one, you’ll have a dedicated Novated Leasing specialist to guide you through the entire process.
Enjoy 24/7 Access To Your Benefits
Manage all benefits at your fingertips with the Paywise App and access your digital card, view transaction balances and submit claims, all at a glance. You can even live chat with your Paywise account manager!
Trade-Ins Made Easy
Got a car that’s struggling to sell? We can negotiate with our nationwide network of wholesalers and dealers to get it sold at a price you’re happy with.

How Australian Defence Force employees can save with a novated lease

The following tables highlight the significant savings that can be achieved with a Novated Lease via Salary Sacrifice for Australian Defence Force employees. We have compared a Paywise Novated Lease against a third-party car loan, borrowing against your home loan, or paying cash.

At Paywise, we can get discounted purchase prices on vehicles. With all running costs and finance included in a Novated Lease, it is a clear stand-out as the most cost-effective way for ADF employees to get their car.

Electric vehicle novated lease comparison.

Petrol vehicle novated lease comparison.