Stretch your pre-tax dollars further
with the Paywise Cardholder Benefits
program!

What is Paywise Cardholder Benefits program?

Discover the power of smart saving with the Paywise Cardholder Benefits program! Designed for savvy Paywise Cardholders looking to maximise their pre-tax dollars, this initiative offers exclusive discounts at hundreds of retailers and businesses across Australia. Just by using your Paywise Card and shopping at participating merchants, your savings are automatically applied – no additional claim steps are required.

Whether you’re shopping for everyday essentials or treating yourself to something special, our program ensures that every dollar stretches further.

Start experiencing the benefits of smarter spending with the Paywise Cardholder Benefits program!

How It Works

Other Deductable Benefits@300x
Check your Paywise app for participating merchants.
Paywise Card Teal
Use your Paywise Card to make a purchase at a participating merchant.
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The benefit is automatically applied to the card within 1-3 business days in most cases or as otherwise noted on the offer terms and conditions – it is that easy!

Awesome offers at your fingertips

Explore the extensive range of savings waiting for you with the Paywise Cardholder Benefits program! With hundreds of offers nationwide, you’ll find incredible discounts both online and in-store across a wide array of categories.

From essentials like food to fashion, entertainment and beyond, our selection of deals spans everything you need for everyday living. The Paywise Cardholder Benefits program makes it easier than ever to save effortlessly while enjoying the things you love.

Discover the diversity of our offers and start saving today!

Discover an Easier Way to Save

As part of the EML Paywise Cardholder Benefits program, we’re thrilled to bring you an exclusive opportunity to save money on your essential services. Compare & Connect lets you browse energy and broadband plans from Australia’s leading providers. Plus, Paywise cardholders who switch to a better deal will receive a $70 digital gift card, making it even more rewarding to explore your options.

Switch to a new energy or broadband provider through Compare & Connect, and as a cardholder, you’ll receive a $70 digital gift card, usable wherever Mastercard® is accepted.

Switching has never been easier. Start saving and get rewarded today!

Learn More

Frequently Asked Questions

What is Paywise Cardholder Benefits program?

The Paywise Cardholder Benefits program (also referred to as EML’s Everyday Deals program) is a savings initiative that allows cardholders to maximise their spending through discounts at hundreds of select merchants across Australia. All you need to do is simply use your Paywise Mastercard to make purchases at participating merchants.

How do I get the discount?

Simply use your card online or instore at participating merchants and the discount will be automatically applied to your card account – it is that easy!

Will I always receive the benefit in the form of a discount on my Paywise Card?

Mostly, yes. But not always. For example, some online offers will apply discounts at the shopping cart and others may involve the delivery of a digital gift card as a reward.

How quickly will my discount be applied?

Most offers will be applied within 1-3 business days. Some discounts may be subject to a cooling off period, in which case the timeframe for the delivery of the offer will be communicated together with the offer terms and conditions.

How do I enroll in the program?

There is no need to enrol in the program. All Paywise Cardholders are automatically enrolled when they activate their card.

Where do I find the offers?

Check your Paywise app for participating merchants.

Note: merchant discounts are subject to change and are correct as at the date displayed.

Can the offers change?

Yes, offers can change often. Please check the list of participating merchants before making a purchase to see if an offer is still valid.

Sometimes, merchants may remove their offers from the program. New merchants are frequently added to the program and discount amounts for different merchants can vary.

Hospitality rates tend to change more frequently.

Can I buy gift cards at a discount with my card?

Not yet, but this is coming soon.

What happens if I receive a discount in error?

If you receive a discount or refund on your card in error, for example, the discount may be withdrawn from your card account.

What happens if I don’t receive a discount I am entitled to?

If you believe you have not received a discount that was promoted on the Paywise Website, please contact EML via email to this email address: support@emlpayments.com.au

How do I opt-out of the program?

There is no opt-out process. You will be enrolled in the rewards program for as long as you hold an active Paywise Card and your organisation is signed up to the program.

Who is EML?

EML is the card issuer of your card. EML is also the provider of the Everyday Deals program.

Everyday Deals is a program that offers discounts and other benefits to eligible cardholders of eligible prepaid cards issued by EML Payment Services Limited ABN 30 131 436 532 AFSL 404131 (‘EML’).

The discount or other benefit is applied automatically to eligible purchases when using an eligible Paywise Card at participating merchants, unless otherwise disclosed in the terms of the offer.

Participation in the Paywise Cardholder Benefits program is governed by the full Terms and Conditions.

For a full outline of product features please refer to the Product Disclosure Statement (PDS).

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.