1. Eligible Employees must be from APM.
2. Submission of an entry to the Paywise $1,000 Coles Myer Voucher promotion is deemed as acceptance of these terms and conditions.
3. The Promoter is Paywise Pty Ltd (ABN: 97 007 388 696) of Level 10, 28 The Esplanade, Perth WA 6000.
4. Entry is only available to Australian residents who are 18 years and over and Australian businesses. Employees (and the immediate family members) of agencies/companies directly associated with the conduct of this Promotion, the Promoter, its distributors, suppliers, subsidiary companies/businesses and associated companies and agencies are not eligible to enter.
5. The Promotional Period commences at 12:00am on 1 September 2025 (AWST) and ends at 11:59pm on 10 November 2025 (AWST).
6. The prize consists of One (1) Coles Myer voucher to the value of $1,000 each. The voucher expiry date will be shown on the card.
7. To enter the promotion, an entrant must request a quote for a Novated Lease vehicle from Paywise during the Promotional Period. Applications are subject to approval criteria. Terms and conditions apply.
8. The total prize pool value is a maximum of AUD $1,000 in the form One (1) $1,000 Coles Myer Voucher to be redeemed at the winner’s discretion.
9. The draw will take place via computerised random selection at Paywise on Monday 13 November 2025 at 10:00am (AWST).
10. The winner will be contacted by phone or email within two (2) business days of the draw.
11. The prize will be mailed via registered post to the winner’s address of choice. The Promoter will not be responsible for the Coles Myer Voucher being lost in the post and will not provide a replacement Coles Myer Voucher.
12. Details of the winner may be published on the promoter’s website, Facebook page, Instagram, LinkedIn and in other promotional material.
13. The Prize cannot be transferred, redeemed for any other prize or exchanged for cash.
14. Limit one (1) entry permitted per eligible novated lease quote request.
15. All entries become the property of the Promoter. The Promoter reserves the right to use the content of any entry for the purpose of future promotions.
16. Entry to the prize draw constitutes consent for Paywise to use the entrant’s contact details for future marketing activities conducted by Paywise.
17. No part of this document is to be construed as an offer by anyone capable of acceptance or as a solicitation to obtain a financial product. Paywise does not provide financial or investment advice. Paywise recommends that you seek independent financial, legal and taxation advice before making an investment decision.
18. No entry fee is charged by the Promoter to enter the Promotion.
19. The Promoter is at its discretion entitled to accept or reject any entry. No correspondence will be entered into regarding the winner. Paywise’s decision is final.