Paywise Request a Quote

Putting APM Employees on the Road to Great Savings!

Paywise is proud to partner with APM, helping you make the most of your pre‑tax dollars and salary package a range of valuable benefits.

Start your journey to amazing savings today!

Request a Quote

So what exactly is
Salary Packaging?

Salary packaging is a smart, tax-effective way to stretch your money further, by using your pre-tax salary to cover everyday expenses before tax is applied.

At Paywise, we’ll work with your employer to help you understand what benefits are available based on your specific industry and workplace, so you can maximise your tax savings. It takes just a few minutes to apply online, and you could be well on your way to putting thousands of dollars back in your pocket each year.

Did you know?
APM employees have a dedicated Account Manager!

Contact Liam Wills today to start your salary packaging journey.

Book a meeting

Now let’s see it in action!

Without Paywise
With Paywise

1.

Your employer will make deductions from your pre-tax salary for the “benefits” you have chosen to salary package.

2.

The funds deducted are sent to Paywise to cover the cost of these benefits.

3.

This reduces your taxable income, meaning you’ll pay less tax.

4.

Less tax, means more take home pay!

How can we help you save?

We understand salary packaging can seem complex at first, but we’re here to make things simple and help get you on the road to saving sooner.

Below, you’ll find all the benefits available to you, tailored specifically for your industry and employer.  To learn more about the benefits available to APM employees, contact your dedicated account manager today.

You could be saving sooner than you think!

Private

Your Industry

Airport Lounge_1

Airport Lounge
Memberships

Discount

Discount and
Offers

E-bikes_1

E-Bike

Airport Parking_1

FIFO/
Parking

Financial Advice

Financial / Taxation
Advice

Home Office

Home Office
Expenses

Income Protection

Income Protection
Insurance

Car

Novated
Leasing

Portable Electronic Devices_1

Portable Electronic
Devices

Protective clothing

Protective
Clothing

Remote Area Housing

Remote Area
Housing Benefits

Self Education_1

Self Education
Expenses

Professional Memberships and Subscriptions_1

Subscriptions and
Professional Memberships

Tools of Trade

Workplace
Tools of Trade

Novated lease your next car and save!

Paywise provides a cost-effective and convenient way to manage the purchase and running costs of your vehicle. We negotiate competitive pricing, and you’ll also save on GST for the purchase price, not to mention on fuel, servicing, and tyres too! With our affordable novated leasing options for eligible employees across Australia, you’ll be driving away in a new car and saving sooner than you think!

What’s included in my Novated Lease?

With Paywise, our all-inclusive novated lease packages cover everything you need to keep your vehicle on the road. This includes fuel/charging, servicing, registration, fully comprehensive insurance, tyres, and any other vehicle running costs – plus the financing of the vehicle purchase! Our dedicated team takes care of the entire process for you.

Finance_reverse

Finance

Power and Fuel_reverse

Fuel / Charging

Tyre_reverse

Tyres

Servicing_reverse

Servicing

Registration_reverse_c

Registration

Car Insurance_reverse

Comprehensive Insurance

How much could I save?

By using your pre-tax income to cover the running costs and financing of your vehicle, you could save thousands. To give you an idea of potential savings, see the pricing examples below for both electric and petrol vehicles.

Electric vehicle novated lease comparison

Petrol vehicle novated lease comparison

Have a dream car in mind?

We’ll help you get behind the wheel of your dream vehicle for less. Explore our current offers to see how much you could be paying per week for your new, used, or even existing vehicle.

Still have questions?

Visit our Novated Leasing FAQ page!

Have a dream car in mind?

We’ll help you get behind the wheel of your dream vehicle for less. Explore our current offers to see how much you could be paying per week for your new, used, or even existing vehicle.

Still have questions?

Visit our Novated Leasing FAQ page!

Paywise Salary Packaging

A little about Paywise

Since 1989, Paywise has helped Australians maximise their take-home pay with simple, stress-free salary packaging solutions. With over 30 years of experience, we’re committed to delivering exceptional service, so you can enjoy the benefits without the hassle.

We’re passionate about putting our members first, and with industry-leading response times, our team is here to provide fast, effective support every step of the way.

Get the Paywise App

Members can also download the Paywise app to manage your account on the go.

Enjoy 24/7 access to your transactional data, submit claims effortlessly, and monitor your transaction at a glance—all in one convenient place.

To get started, simply download the free app from the App Store for Apple devices or Google Play for Android. Then, log in using your Paywise member portal username (email address) and password.

Novated Lease on Mobile App

Enjoy More with Doing Good Rewards

Paywise is proud to partner with Doing Good Rewards — the first loyalty program to combine shopping discounts and charity giving in one transaction. Now available to all APM employees at no cost, it lets you access real savings just by using your everyday bank card.

  • Save instantly at the checkout across a wide range of retailers, entertainment providers, travel services and more
  • Enjoy automatic discounts when using your nominated bank card with no codes or vouchers required
  • Share the benefits with your family members at no additional cost

It’s easy to use, rewarding, and designed to help you get more out of your everyday spending. Speak to our team today to get set up.

Ready to take your money further?

Contact your Paywise Account Manager to discuss your salary packaging options today.

Or, to receive a quote for a novated lease on your next vehicle, simply fill out the “Request a Quote” form below.

Meet Your
Account Manager

Liam Wills
Account Manager

Paywise Teal Icon  

Paywise Teal Icon   

Request a Quote for a

Novated Lease with Paywise

1. Eligible Employees must be from APM.

2. Submission of an entry to the Paywise $1,000 Coles Myer Voucher promotion is deemed as acceptance of these terms and conditions.

3. The Promoter is Paywise Pty Ltd (ABN: 97 007 388 696) of Level 10, 28 The Esplanade, Perth WA 6000.

4. Entry is only available to Australian residents who are 18 years and over and Australian businesses. Employees (and the immediate family members) of agencies/companies directly associated with the conduct of this Promotion, the Promoter, its distributors, suppliers, subsidiary companies/businesses and associated companies and agencies are not eligible to enter.

5. The Promotional Period commences at 12:00am on 1 September 2025 (AWST) and ends at 11:59pm on 10 November 2025 (AWST).

6. The prize consists of One (1) Coles Myer voucher to the value of $1,000 each. The voucher expiry date will be shown on the card.

7. To enter the promotion, an entrant must request a quote for a Novated Lease vehicle from Paywise during the Promotional Period. Applications are subject to approval criteria. Terms and conditions apply.

8. The total prize pool value is a maximum of AUD $1,000 in the form One (1) $1,000 Coles Myer Voucher to be redeemed at the winner’s discretion.

9. The draw will take place via computerised random selection at Paywise on Monday 13 November 2025 at 10:00am (AWST).

10. The winner will be contacted by phone or email within two (2) business days of the draw.

11. The prize will be mailed via registered post to the winner’s address of choice. The Promoter will not be responsible for the Coles Myer Voucher being lost in the post and will not provide a replacement Coles Myer Voucher.

12. Details of the winner may be published on the promoter’s website, Facebook page, Instagram, LinkedIn and in other promotional material.

13. The Prize cannot be transferred, redeemed for any other prize or exchanged for cash.

14. Limit one (1) entry permitted per eligible novated lease quote request.

15. All entries become the property of the Promoter. The Promoter reserves the right to use the content of any entry for the purpose of future promotions.

16. Entry to the prize draw constitutes consent for Paywise to use the entrant’s contact details for future marketing activities conducted by Paywise.

17. No part of this document is to be construed as an offer by anyone capable of acceptance or as a solicitation to obtain a financial product. Paywise does not provide financial or investment advice. Paywise recommends that you seek independent financial, legal and taxation advice before making an investment decision.

18. No entry fee is charged by the Promoter to enter the Promotion.

19. The Promoter is at its discretion entitled to accept or reject any entry. No correspondence will be entered into regarding the winner. Paywise’s decision is final.