Paywise Request a Quote

Want a Novated Lease
That Works for You?

We’re putting employees in the driver’s seat, with more choice, greater flexibility and expert support at every turn.

Paywise make things simple and stress-free, handling all the admin and helping you source the ideal lease for your needs.

Request a Quote

Novated Lease Your Way

If you’re looking to save big with a novated lease but don’t want to be restricted by your employer’s choice of salary packaging provider, Paywise could be the answer!

Paywise offers a reliable, local, and customer-focused alternative under a Self-Managed Novated Lease, which gives you greater control and more flexibility over your novated lease, while retaining all the fantastic pre-tax savings.

The best part, it could be simpler than you expect!

Personalised Care

Paywise provides highly personalised service and care, offering 1-on-1 guidance

Competitiveness

Adding Paywise will provide staff with more competitive options

Cost Neutral

An additional provider adds no extra cost, seamlessly integrating into your setup.

Risk Mitigation

Reduce reliance on a single supplier and minimise risk by offering a trusted alternative.

Nationwide Onsite Support

You and your staff enjoy consistent support and care, wherever you are in Australia.

Employer of Choice

Enhance your employee value proposition through greater flexibility.

Here’s How it Works:

With Paywise, setting up a novated lease is simple, flexible, and fully supported by our expert team.

Step 1:
Get in touch

Submit an enquiry and you’ll hear back from us within 4 hours – guaranteed! Prefer to chat? Call us and connect with a real team member straight away – no long wait times.

Step 2:
Find your vehicle

Whether you know the exact make and model or need help narrowing it down, our expert team can assist in sourcing the right car to match your needs, preferences, and budget.

Step 3:
Apply for finance

We’ll guide you through the finance process, and handle all the paperwork to source the ideal lease for your needs, ensuring a smooth process from start to finish.

Step 4:
Drive away!

Once approved, we’ll seamlessly help transition the ongoing deductions to your employer’s salary packaging provider while you focus on enjoying your new ride.

Tailored Solutions, Personalised Service

With Paywise, you can expect fast, personalised service that puts you first. No long call centre wait times, no generic responses, just real people ready to help.

Call us and speak to a team member in moments, or submit an enquiry online and receive a personalised response within 4 hours, guaranteed. We have helped tens of thousands of Australians just like you get behind the wheel of their new vehicle, often just days after getting in touch.

If you’re ready to get started, call us on 1300 132 532 or submit an enquiry using the form below — we’re here to help.

Make the Wise Choice, with Paywise.

See what our clients are saying about their novated leasing experience with Paywise.

“Recently went through Paywise for a new salary packaged car and had an amazing experience. They were very quick with their responses and answered all of my questions. Compared to another salary packaging company I have used before they were much more responsive and helpful. I would definitely recommend them to others.”

Feedback from a WA Department of Communities employee

“Paywise = 10/10 stars!

I have recently retired and my experience with Paywise over those 12 years has been exceptional. I especially want to say a huge thank you to the car Leasing department. Thank you again.”

Feedback from a WA Health employee

“Thank you so much I cannot talk highly enough about the service I receive from Paywise. Friends at work were on hold with another provider for 30 min only to be rushed through their call. I was quick to tell them of Paywise and they are considering swapping. Please let me know who I can email to pass on my thanks in regard to the high level of service I received from you.”

Feedback from a WA Health employee

Frequently Asked Questions

Do I have to go through my employer's novated lease provider?

No, you’re not locked into your employer’s chosen supplier! Rather than liaising directly with your employer’s provider to set up your novated lease, you can choose Paywise. We will provide you with a dedicated consultant to take care of your best interests.

Can I still take advantage of tax savings by not choosing my employer's provider?

Absolutely. Our team will guide you through structuring your lease effectively to maximise pre-tax deductions and potentially reduce taxable income, ensuring you make the most of available tax savings opportunities.

Do I have to setup my own finance payments and paperwork?

No. Paywise’s novated lease solutions are simple and stress-free. We’ll handle all the paperwork, do the legwork to source the ideal lease for your needs, and ensure a smooth process from start to finish.

Can I include additional expenses like maintenance and insurance in my lease?

Yes, you can! We offer the flexibility to include various expenses in your novated lease, providing added convenience and peace of mind.

What happens if I change jobs?

If your circumstances change, such as changing jobs or relocating, you have the option to transfer the lease to a new employer, providing continuity and convenience.

What happens at the end of my lease?

At the end of your novated lease, the choice is yours – upgrade, refinance or pay out the remaining balance of your lease to own the car outright. Not sure which option to take? Paywise will be with you every step of the way ensuring you take the best option for you.

Start Your Journey Today

Enquire about a novated lease with Paywise

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Disclaimer:

*Available to approved applicants employed by eligible employers only. This material is general information only and does not consider your objectives, financial situation or needs. Before making a decision you should consult your independent legal, taxation and financial advisor for advice relating to your personal circumstances.

Conditions, fees and charges may apply. Novated Lease payments on vehicles not eligible for Fringe Benefits Tax exemption are split between pre-tax and post-tax income.